The Blog

Insurance, explained without the sales pitch.

Straight answers on life and health coverage decisions, from a licensed broker who'd rather you understand your options than just sign something.

Beyond the ACA Marketplace: Private Health Insurance Options Worth Comparing

If you're healthy and above the subsidy threshold, the marketplace probably isn't your best deal — here's what else is on the table.

Open Enrollment Is Coming: What Healthy, Higher-Income Households Should Know

If you're healthy and above the subsidy threshold, the open enrollment calendar isn't the constraint you think it is.

Understanding Health Insurance: The Four Numbers That Decide What You Pay

Comparing plans by monthly premium alone tells you almost nothing. Here's what to look at instead.

5 Health Insurance Myths That Are Costing You Money

"I'm young and healthy, I don't need coverage" — and three other myths worth retiring.

Health Insurance for the Self-Employed: Your Real Options

The problem most self-employed people run into isn't too few options — it's too many, with no way to tell which ones fit.

Is ACA Marketplace Coverage Right for You? An Honest Breakdown

Obamacare does a lot of good — for the right household. Here's how to know if you're actually one of them.

Why Work With a Broker Instead of Buying Insurance Direct?

A broker's job is to find the right product for you — even if that means comparing a dozen carriers to get there.

Term vs. Whole Life Insurance: Which One Actually Fits You?

"Term or whole life?" is the wrong first question. Here's the one that actually matters.